California Consumer Privacy Notice (CCPA/CPRA)
Effective Date: June 25, 2026
This California Consumer Privacy Notice supplements the Privacy Policy of The Consumer Talk ("we," "our," or "us") and applies solely to California residents. This Notice is provided in accordance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), and explains your rights regarding the collection, use, disclosure, and sharing of your personal information.
Personal Information We Collect
During the past twelve (12) months, we may have collected the following categories of personal information:
- Identifiers – such as your name, email address, telephone number, IP address, and other online identifiers.
- Personal Information – such as information you provide when requesting quotes, services, or contacting us.
- Internet or Electronic Activity – including browser type, device information, pages viewed, referring websites, search activity on our Website, and interactions with advertisements.
- Geolocation Data – approximate location derived from your IP address.
- Commercial Information – including products or services you have expressed interest in through our Website.
- Professional or Employment Information – only if voluntarily provided through forms or communications.
Sources of Personal Information
We collect personal information from:
- You, when you complete forms or communicate with us.
- Your browser or device through cookies and similar technologies.
- Advertising, analytics, and marketing partners.
- Service providers that assist with operating our Website.
How We Use Personal Information
We use personal information to:
- Provide requested information or services.
- Connect consumers with businesses and service providers.
- Improve our Website and user experience.
- Analyze Website performance.
- Detect and prevent fraud.
- Provide customer support.
- Comply with legal obligations.
- Deliver relevant advertising and marketing communications.
Disclosure of Personal Information
We may disclose personal information to service providers, contractors, analytics providers, advertising partners, and businesses that provide the products or services you request.
Sale or Sharing of Personal Information
We may disclose certain personal information to advertising partners or businesses that provide the products or services you request. Under California law, some of these disclosures may be considered a "sale" or "sharing" of personal information.
California residents have the right to opt out of the sale or sharing of their personal information at any time.
Sensitive Personal Information
We do not use or disclose sensitive personal information for purposes other than those permitted by applicable California law.
Your California Privacy Rights
California residents may have the following rights:
- Know what personal information we collect.
- Request access to the personal information we have collected.
- Request correction of inaccurate personal information.
- Request deletion of personal information, subject to certain legal exceptions.
- Request information about how we collect, use, disclose, sell, or share personal information.
- Opt out of the sale or sharing of personal information.
- Limit the use and disclosure of sensitive personal information, where applicable.
- Not be discriminated against for exercising your privacy rights.
How to Exercise Your Rights
To submit a request regarding your California privacy rights, please contact us using the contact form available on our Website.
To help protect your privacy, we may verify your identity before fulfilling your request. We may request additional information if necessary to verify your identity.
Authorized Agents
You may designate an authorized agent to submit requests on your behalf. We may require verification of both your identity and your agent's authority to act on your behalf.
Retention of Personal Information
We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Notice, comply with legal obligations, resolve disputes, and enforce our agreements.
Changes to This Notice
We may update this California Consumer Privacy Notice from time to time. Any changes will be posted on this page with an updated Effective Date.
Contact Us
If you have questions regarding this California Consumer Privacy Notice or wish to exercise your California privacy rights, please contact us through the contact form on The Consumer Talk website.